Starr Public Entity (California) has provided a long-term and stable market for the public sector. Our experienced staff of underwriters develops coverage solutions to meet the needs of this specialty class. We have an integrated policy form designed specifically to cover the unique exposures presented by public entities.

The Starr Advantage

• $25MM Capacity
• Coverage provided on a primary or follow form excess basis over other qualified underlying carriers
• Policy Aggregates apply separately for: Products Completed Operations Hazard, Errors and Omissions Liability, Employment Practice Liability, and Employee Benefit Liability
• Limits apply separately to each member of a Joint Powers Authority/Pool
• A minimum retention of $250,000 for any one occurrence or wrongful act ($500,000 for Employment Practice Liability)
• Strong, stable market committed to the long-term
• Experienced staff of underwriters with the ability to find coverage solutions.
• Provide extensive claims services and loss control analysis

Our Appetite for Risk

• Counties
• Towns and Cities
• States
• Utilities
• School Districts
• Higher Education Institutions
• Transit Districts, including light rail exposures
• Joint Power Authorities or similar pooling arrangements
• Special Districts
• Dam Operations

Our Service Edge

• Deep industry knowledge – quick response with creative underwriting solutions
• Experienced claims staff -- respond effectively to major events
• Experienced actuarial staff -- can assist in developing alternative programs
• Prompt, reliable and responsive professionals - consistently high level of service

Coverage Advantage

Occurrence trigger for:

• Bodily Injury and Property Damage Liability
• Advertising Injury and Personal Injury Liability
• Employee Benefit Liability
• Errors and Omissions Liability
• Employment Practice Liability
• Unrestricted Watercraft Liability
• Broad Care Custody and Control Liability
• Pollution Exclusion Exceptions

What do we need from you?

• Industry specific applications
• 5-7 years currently valued losses by line
• Details of claims valued at $100,000 or greater
• Actuarial report, if available