Environmental Overview

In their efforts to meet environmental compliance and regulatory requirements, companies everywhere are facing whole new levels of risk.

In their effort to meet environmental compliance and regulatory requirements, companies everywhere are facing a new level of risk.

Our products offer a broad range of flexible and comprehensive liability products for environmental, operation and maintenance, trade and construction contractors, consultants, waste facilities, and owners and operators of properties. The package policies allow insurers to select the coverage and limits of liability that most effectively address their particular risk. Starr Companies offers seven separate coverages.

Starr Companies is a global provider of Accident & Health insurance solutions. Our team of experts understands the changing risk environment and develops solutions to enable the success of companies, organizations and their people. With Starr Companies, Accident & Health insurance is made easy.

We create customized accident insurance solutions to offer people protection through a range of distribution channels.

Coverages Available

Site Pollution Liability

  • Coverage offered on claims-made basis
  • Covered loss: On-Site Cleanup, Offf Site Cleanup, Third-Party Bodily Injury and Third-Party Property resulting from a pollution incident
  • Unknown Pre-Existing and New Conditions coverage available
  • Optional Covered Operation Pollution Liability coverage
  • Optional Emergency Response Cost coverage

Contractor Pollution Liability

  • Available on either occurrence or claims-made forms
  • Coverage trigger: pollution incident resulting from work performed by you or on your behalf
  • Covered loss: Cleanup Costs, Third-Party Bodily Injury and Third-Party Property Damage Completed Operations coverage

Professional Liability

  • Coveerage offered on claims-made basis
  • Coverage trigger: damages resulting due to a breach of professional duty arising from the performance of professional services
  • Bodily injury and Property Damage resulting from a pollution incident

Transportation Pollution Liability

  • Coverage offered as an extension to either a Contractor Pollution Liability policy or Site Pollution Liability policy
  • Corporate Markets

General Liability

  • ISO-based coverage forms
  • Offered on both occurrence and claims made basis
  • Flexible coverage including extensions for Hired 7amp; Non-Owned Auto, Employee Benefits, and many others
  • General Liability available for environmental contractor, consultants & waste management operations
  • Mid-level to Large Corporations

Commercial Auto Liability

  • Liability & Physical Damage Coverage
  • Occurrence Form
  • Auto Liability will be written as a supported line to General Liability and/ or Site Pollution Liability

Workers' Compensation

  • Will be offered and underwritten directly by Starr Indemnity as a supported line to General Liability


  • Excess limits available up to $25,000,000 as a supported line to General Liability and based on class of business
  • Workers’ compensation – statutory
  • Maximum Employer’s Liability - $2,000,000
  • Multi-year policy terms available for Site Pollution Liability and for project specific Contractors Pollution Liability policies

Coverages described herein are underwritten by Starr Indemnity & Liability Company, Starr Specialty Insurance Company, or Starr Surplus Lines Insurance Company.

The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes and does not provide any guidance regarding coverage that may or may not be available under this policy as respects any claim. Any Policy issued by Starr Companies will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact the insurance professional above.