Primary Construction

STARR’s broad offering of primary and excess Casualty coverage addresses loss of property, damage, or other liabilities.

Targeted Market:

  • The target market is practice policies for the following construction classes:
  • Trade Contractors (i.e., street and road, excavation, HVAC, plumbing, electrical, carpentry, interior fit out, masonry, landscaping, etc.)
  • Loss Sensitive & Guaranteed Cost product offerings

Coverages:

*Minimum account premium for mono-line or multi-line is $250k

  • Worker’s Compensation (WC) underwritten and serviced directly by Starr Indemnity
    • Available in all 50 states
    • Minimum premium – (multi-line $100K, mono-line $250K)
    • The WC will be written as a supported line and can be done mono-line on a case-by-case basis 
  • General Liability (GL) – Underwritten and serviced directly by Starr Indemnity
    • Available in all states
  • Commercial Auto (CA) - We provide Auto Liability and Physical Damage underwritten and serviced directly by Starr Indemnity
    • Available in all states

Capabilities: 

  • Strong, stable markets – committed to long-term relationships
  • Long-term broker relationships – enhances turnaround time
  • Individualized solutions – coverage terms tailored to the needs of the client
  • Three Line (WC, GL, and CA) approach

Service: 

  • Deep industry knowledge – fast response time and creative underwriting solutions
  • Experienced claims oversight staff – respond quickly and effectively to major events
  • Experienced actuarial staff – can assist in developing alternative programs
  • TPA’s available: York, Sedgwick, Gallagher Bassett, Crawford Broadspire and FARA
  • Experienced loss control staff – will cater visits and programs to insured’s needs
  • Experienced credit analyst staff – review financial statements for installments and/or collateral needs
  • Prompt, reliable, and responsive professionals – consistently high level of service 

Please Note:

  • Some territories may have alternate guidelines with regards to - target markets/ minimums/ coverage’s/ LOB offerings