Professional Liability Overview

In today's fast-moving corporate environment, mistakes can happen.

In today's fast-moving corporate environment, mistakes can happen.

Starr Companies provides a comprehensive, innovative program of primary and excess professional liability coverage for various professionals including lawyers and accountants, architects & engineers, and other specified professions.

We create customized accident insurance solutions to offer people protection through a range of distribution channels.

Target Risks

    • Architects & Engineers
    • Claims Adjustors
    • Construction Managers
    • Cyber Security Risks
    • Lawyers & Accountants

    • Miscellaneous Consultants
    • Real Estate Professionals
    • Technology & Media Risks
    • Title / Escrow Agents
    • Trustee Services


  • Up to $25,000,000

Minimum Premium and Attachment

  • Primary and Excess Coverage for Cyber Security Risk, subject to a minimum premium / retention of $5,000 for $1,000,000 limit of liability
  • Primary and Excess Coverage for Miscellaneous Professionals, subject to a minimum premium/ retention of $10,000 for $1,000,000 limit of liability
  • Primary and Excess Coverage for Architects & Engineers, subject to a minimum premium / deductible of $25,000 for $1,000,000 limit of liability
  • Excess Coverage for Lawyers & Accountants, subject to a minimum attachment point of $5,000,000 (Lawyers) and $10,000,000 (Accountants)


  • Manuscript Coverage forms tailored to meet the insured’s need
  • Architects & Engineers Coverage forms available to include pollution liability and SIR coverage for larger design and contractor firms
  • Claims-made and reported coverage
  • Excess Coverage on a Follow Form basis
  • Underwriting staff experienced in providing coverage for design firms, contractors, law firms, accounting firms and other professionals

  • Excluded Classes
  • Chemical Engineering
  • Environmental Engineering
  • Medical Malpractice
  • Mining Engineering
  • Naval Engineering

  • Submission Requirements
  • Professional Liability application
  • 5 years of currently valued loss information
  • Description of significant losses
  • Most recent annual financial statements and sample client contracts

Reach out to Starr for more information on how a Starr solution can work for you:

Coverages described herein are underwritten by Starr Indemnity & Liability Company, Starr Insurance & Reinsurance Limited, or Starr Surplus Lines Insurance Company.

Contact our Professional team at or visit

The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes and does not provide any guidance regarding coverage that may or may not be available under this policy as respects any claim. Any Policy issued by Starr Companies will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact the insurance professional above.