Small Business

Whether it is traditional or hard-to-place risks, Starr's experienced industry-leading experts work with you to create a customized insurance solution that provides protection in an ever-changing world of risk. Starr Small Business provides commercial multi-line products to small and mid-sized enterprises (SME). By better understanding the markets we serve, Starr has developed solutions that small businesses need to operate in today’s competitive market.

Business Owners Policy

This product combines coverage for business personal property and liability risk, is available to companies with 50 or fewer employees and up to $15 million in total gross annual sales ($5 million per location).

The BOP can protect your business from a multitude of perils including but not limited to:

  • Damage to business personal property due to theft, fire or other covered events. Business personal property includes inventory, office furniture, fixtures, computers and other equipment
  • Loss of revenue from covered events that interrupt your business activities
  • Qualifying lawsuits and liability claims from customers or visitors who suffer bodily injury or property damage
General Liability

Customers often require their suppliers/vendors/contractors/service providers to hold General liability insurance before working on-site at any of their locations. Starr has a General Liability coverage solution to meet this need.


Businesses are often targets of lawsuits and are subject other types of liability losses. Available to all eligible Starr Business Owners policyholders, umbrella insurance coverage provides an extra layer liability coverage that can help protect the assets and interests of the business after the primary policy limits have been exhausted.

Employment Practices Liability

The number of lawsuits filed by employees continues to increase, with claims of retaliatory action, wrongful termination, sexual harassment, discrimination and more. To protect against the potentially devastating financial loss that can result from this litigation, Starr offers Employment Practices Liability coverage, a vital policy for every organization regardless of size or industry.

Equipment Breakdown

Available as an optional coverage, Starr’s Equipment Breakdown covers a variety of electrical and mechanical equipment. Included coverages are repair and replacement costs, as well as the indirect losses that result when equipment fails, such as business or service interruption and product spoilage.

Starr sells Small Business products through a number of distribution channels including the traditional broker network and direct to consumer.

Customers can purchase directly through our online platform at or by calling