Sports and Special Events

Starr Programs Sports and Special Risks Insurance Practice specializes in providing general liability coverage for youth and adult amateur sports, camps, tournaments, clinics, studios and other special recreational activities.

Starr Programs Sports and Special Risks Insurance Practice specializes in providing general liability coverage for youth and adult amateur sports, camps, tournaments, clinics, studios and other special recreational activities. We also cover low and medium hazard special events, media productions and tenant user liability (TULIP).

Our GL product may be sold in conjunction with a Starr Indemnity & Liability Blanket Accident product to form the "Starr Sports Package". This strategic partnership provides several differentiators in the marketplace:

Broad A&H and GL Sports and Special Event coverage with optional coverages such as:

  • Abuse and molestation
  • Participants
  • Liquor liability
  • Incidental property coverage available
  • Accident Medical Expense (AME): The AME coverage provides a buffer to the GL policy, proper separation of claims, and covers any "gaps" in the GL program
  • Hired & Non-Owned Automobile liability coverage available

The product is admitted in all US states.

Policies are issued for the duration of the event or 12 months as desired.

The following GL Limits apply:

                  $1,000,000         Each Occurrence Limit

                  $1,000,000         Personal and Advertising Injury Limit

                  $1,000,000         General Aggregate Limit

                  $1,000,000         Products/Completed Operations Aggregate Limit

                  $   300,000           Damage to Premises Rented to You Limit

                  $       5,000             Medical Payments

The following are also available:

                  $1,000,000         Each Occurrence Limit/$2,000,000 General Aggregate

                  $2,000,000         Each Occurrence Limit/$2,000,000 General Aggregate

                  $2,000,000         Each Occurrence Limit/$4,000,000 General Aggregate 

        The following classes are ineligible for general liability:

           •  Motorsports (on land or sea)

           •  Underwater sports

           •  Air sports

           •  Overnight recreation camps