Primary General Casualty Overview

Creative, nimble and responsive are three words often associated with Starr’s underwriting approach - that’s what makes us different. In today’s rapidly changing environment, you need the support of experts who ask the tough questions, can turn on a dime and provide solutions that meet insured needs.

It’s never been a more challenging time to protect your assets, commercial viability and reputation. From the standard to the complex risks to the myriad of new exposures an expanding business faces, we meet every challenge with expertise, strong underwriting knowledge and customized solutions.

Target Risks with Revenues from $15M-$400M

  • Commercial Real Estate
  • Food & Beverage
  • Hospitality
  • Manufacturing
  • Media
  • Retail

Target Risks with Revenues of $400M or more

  • Aerospace and Defense (excluding aircraft products)
  • Communications / Telecommunications
  • Computers & Information Equipment & Services (Software / Hardware Processing)
  • Distributors
  • Financial Institutions / Insurance
  • Healthcare Providers (excluding professional) $500K deductible or higher
  • Hospitality
  • Industrial & Commercial Services
  • Manufacturers
  • Real Estate (excluding residential
  • Restaurants
  • Retail
  • Schools and Universities - Private
  • Stadiums and Arenas

Coverages, Limits,& Highlights

For Target Risks with Revenues from $15M - $400M

  • General Liability limits up to $2M/$4M/$4M
  • Commercial Automobile Liability limits up to $2M combined single limit
  • Workers’ Compensation limits up to $2M
  • Program Structures: Guaranteed Cost or Loss Sensitive

For Target Risks with Revenues of $400M or more

  • General Liability limits up to $5M
  • Commercial Automobile Liability limits up to $5M
  • Workers’ Compensation limits up to $5M
  • Minimum premium for stand-alone Workers’ Compensation (Guaranteed Cost) $1,000,000
  • Minimum premium for all lines combined (General Liability, Auto Liability & Workers’ Compensation) $250,000 per line
  • Guaranteed cost, SIRs and deductibles ($100,000 & up)
  • Alternative structures such as corridors, aggregates, clash cover, captives, fronted policies (including risk transfer)
  • Flexible collateral terms and options
  • Coverage available on occurrence or claims-made forms
  • Access via retail, wholesale and open brokerage

Additional Coverages 7amp; Highlights Available for All Target Risks

  • Site Pollution
  • Product Recall and Contaminated Products
  • Kidnap, Ransom, & Extortion
  • Cyber Risk
  • Workplace & Politcal Violence Response
  • Coverage available in all 50 states
  • Offered through partner divisions of Starr

Loss Control & Account Services

  • Board certified, in-house safety professionals and a nationwide network of industry specific loss control consultants
  • Dedicated Account Service Manager - liaison between the insured, broker, third-party administrator and Starr
  • Claims service provided using top tier TPA's

Coverages described herein are underwritten by Starr Indemnity & Liability Company, Starr Specialty Insurance Company, or Starr Surplus Lines Insurance Company. Starr Insurance Companies is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.