Kidnap, Ransom & Extortion

Starr Insurance Companies Kidnap, Ransom & Extortion Insurance policy is designed to help families or organizations manage threats to employees, its brands, and its reputation. Organizations face the challenge of protecting their employees, assets, products, and image from an ever-increasing threat of extortion, crime, and global instability. More than ever, senior management must give careful consideration to internal and external threats that can impact their ability to react in the global marketplace.

Our Kidnap, Ransom & Extortion policy is designed to help you protect your family or organization from these threats through a combination of independent expert consultancy support (before and after an incident) and reimbursement for the potentially devastating effects resulting from a crisis.

Target Risks

  • Corporations and High Net Worth Individuals with domestic and/or international travel exposure, or that maintain a permanent overseas presence

Coverages Available

  • Insured Event Triggers: Kidnapping, Personal Extortion, Property Damage Extortion, Wrongful Detention, and Hijacking
  • Covered Losses: Ransom Monies, In-Transit Loss of Ransom Monies, Pre-Incident Crisis Consultant and Advisory Costs, Crisis Consultant and Advisory Costs, all other expenses, including Product Recall Costs, Judgements, Settlements, Defense Costs, and Personal Accident Benefit

Additional Coverages Available

  • Evacuation and Repartiation
  • Threat Assessment
  • Child Abduction
  • Hostage Crisis
  • Disappearance
  • Additional endorsements available upon request


  • up tp $25,000,000
  • Primary and Excess capacity available


  • No deductibles


  • Unlimited Crisis Consultant and Advisory Costs
  • Pre - Incident Crisis Consultant and Advisory Costs included
  • Worldwide territory
  • Up to three - year policy term available
  • 24 / 7 Crisis Response Hotline
  • 24 / 7 Access to Kidnap Response by NYA International, Starr Response consultant
  • Flexible options for wordings and coverage

Risk Management

  • Dedicated Starr Account Service Manager

Claims Services

  • Internal Claims Department

Coverages described herein are underwritten by Starr Indemnity & Liability Company or Starr Surplus Lines Insurance Company. Starr Insurance Companies is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.