Public Entity Overview

Starr Companies has for many years been a long-term and stable market for the Public Sector.

Starr Companies has for many years been a long-term and stable market for the Public Sector. Our experienced team of underwriters prides itself on its ability to offer coverage solutions to meet the needs of this specialty class. We have designed an integrated policy form that has become the industry standard and gives us the flexibility to cover the unique exposures presented by Public Entities.

Highlights
  • Broad Policy Forms with limited exclusions
  • Occurrence trigger for:
    • General Liability
    • Automobile Liability
    • Employee Benefit Liability
    • Errors and Omissions Liability
    • Employment Practice Liability
  • Aggregates apply separately per line of coverage
  • No Aggregates for GL (other than Products/Completed Operations) and AL
  • Limits apply separately to each member of a Joint Powers Authority/Pool
  • Additional Coverages given:
  • Watercraft Liability
    • Premises Coverage for Airports
    • Broad Care Custody and Control Liability
    • Pollution Exclusion Exceptions
    • Educational Institutions Amendatory Endorsement
    • Transit Amendatory Endorsement
  • Manuscript Endorsements available to tailor coverage for specific exposures
  • Strong, stable market committed to the long term
  • Deep industry knowledge: quick response with creative underwriting solutions
  • Experienced claims staff: Value-Added Loss Control and Risk Analysis service for qualified accounts
  • Experienced actuarial staff: Can assist in developing alternative programs
  • Policies and Products available in all States
Capacity:
  • Up to $25,000,000
Products:
  • Retained Limit Form
  • Follow Form Excess (can go over Occurrence and Claims Made coverages)
  • Reinsurance of Memorandums of Coverage for Pools and JPAs
Targets:
  • Cities
  • Counties
  • States
  • Public Utilities
  • Pools
  • Joint Power Authorities
  • Special Districts
  • Four-Year Colleges and Universities
  • Junior and Community Colleges
  • School Districts