Workers’ Compensation & Employer’s Liability

Starr Insurance Companies Workers’ Compensation and Employer’s Liability Coverage helps protect your company against exposures, should an employee sustain injuries on the job.

Injuries on the job can mean financial loss for both your business and its employees. Our Workers’ Compensation and Employer’s Liability Coverage helps protect your company against exposures to expenses under Workers’ Compensation laws and beyond, should an employee get injured.

Our Workers’ Compensation insurance mitigates risks from statutory liabilities, including employee income, medical expenses, and rehabilitation.

At the same time, our Employer’s Liability Coverage helps protect against civil liability outside of Workers’ Compensation statues. Otherwise, financial loss from legal fees, settlements, and judgements could negatively affect your business.

Highlights

  • Workers’ Compensation – Statutory
  • Maximum Employer’s Liability - $2,000,000
  • Minimum Premiums:
    • Environmental Consultants - $25,000 - $50,000 depending on state
    • Environmental & Waste Management Contractors - $25,000 $50,000 depending on state and class of business

Submission Requirement

  • Workers’ Compensation Accord Application
  • Current and Historic Experience Modification
  • FEIN and UAIN Numbers
  • Safety Manual
  • Financials
  • 5 Year Historic Payroll
  • Minimum 5 years currently valued loss runs
  • Details on losses excess of $10,000

Restrictions

  • Group Associations
  • Safety Groups
  • PEO's
  • Non U.S Employers Liability
  • Nuclear or Other Radioactive Exposures
  • Excess Workers' Compensation
  • Off Shore Exposure - platform, subsurface mining and UXO demilitarization

Coverages described herein are underwritten by Starr Indemnity & Liability Company or Starr Specialty Insurance Company. Starr Insurance Companies is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.