Starr Aviation COVID-19 Accommodations

On March 11, 2020, the World Health Organization officially declared novel coronavirus (“COVID-19”) a pandemic. To assist our Aviation policyholders during this critical time, Starr Aviation (“Starr Aviation”) – a division of Starr Technical Risks Agency, Inc. and within Starr Insurance Companies (collectively, “Starr”) will implement temporary measures to alleviate some of the unique challenges that COVID-19 presents to our valued clients.

As an accommodation to our policyholders, until June 30, 2020, Starr Aviation will not consider a policyholder to have breached its responsibilities under an applicable aircraft insurance policy based solely on the inability to meet certain training obligations or to comply with certain medical certificate duration standards due to ongoing COVID-19-related concerns, as more fully described below and except where prohibited by applicable law or regulation.

  1. Accommodation for Recurrent Trainings
    One of the policyholder’s obligations under many aircraft insurance policies is that pilots must have successfully completed a ground and flight recurrent training course (“Recurrent Training”) or initial training course (“Initial Training”), as more fully described in the applicable insurance policy, specific to the make and model of the aircraft operated within the twelve (12) month period prior to the covered flight.

    As an accommodation to our policyholders during this challenging time, from March 11, 2020 until June 30, 2020, to the extent that Recurrent Training events are not reasonably available to affected pilots in their particular region due to ongoing COVID-19-related: (1) state or government mandated Recurrent Training facility closures; or (2) unavailability of reasonable commuting options to Recurrent Training events, Starr Aviation will not consider a policyholder to have breached its Recurrent Training responsibilities under an applicable aircraft insurance policy based solely on an affected pilot’s inability to complete Recurrent Training within the twelve (12) month period prior to the covered flight, on the condition that such pilot: (1) had successfully completed an Initial Training or Recurrent Training in accordance with the applicable insurance policy’s requirements no more than sixteen (16) months prior to the covered flight; and (2) is otherwise in compliance with all other experience and licensure requirements applicable to such pilot(s).

    For the avoidance of doubt, the foregoing does not apply with respect to any pilot(s) who: (1) has not previously successfully completed Initial Training in accordance with the applicable insurance policy’s requirements; or (2) is not otherwise in compliance with all other applicable experience and licensure requirements.

  2. Accommodation for Medical Certificates
    In connection with many aircraft insurance policies, an individual serving as a required pilot flight crewmember or required flight engineer as part of the policyholder’s operations may be required to hold and maintain certain unexpired medical certificates, as more fully described in the applicable insurance policy and/or applicable law, statute, or regulation. To receive a new medical certificate, such individual may be required to submit to medical examination(s) administered by an aviation medical examiner. The duration of a medical certificate depends on a variety of factors, as provided by applicable law or regulation.

    As an accommodation to our valued clients during this challenging time, until June 30, 2020, Starr Aviation will not consider a policyholder to have breached its responsibilities under an applicable aircraft insurance policy based solely on the inability of a required pilot flight crewmember or required flight engineer to comply with medical certificate duration standards applicable to such individual if: (1) the expiration of the medical certificate required of such individual occurs between March 31, 2020 and June 30, 2020; and (2) such individual’s noncompliance was or is caused by the inability to undergo a non-emergency medical examination(s) in order to obtain a new medical certificate.

    The foregoing accommodation does not apply with respect to any of the following:
    • Any individual who lacked the applicable and unexpired medical certificate as of March 31, 2020;
    • Any individual’s noncompliance with medical certificate duration standards that occurs after June 30, 2020, regardless of the date of expiration of the medical certificate;Any individual who is not otherwise in compliance with all other applicable requirements or obligations; orAny requirements regarding prohibitions, limitations, or restrictions on operations during medical deficiency, including but not limited to any prohibitions, limitations, or restrictions on:
      • Any person holding a medical certificate to act as a required pilot flight crewmember while that person: (1) knows or has reason to know of any medical condition that would make the person unable to meet the requirements for the medical certificate necessary for the pilot operation; or (2) is taking medication or receiving other treatment for a medical condition that results in the person being unable to meet the requirements for the medical certificate necessary for the pilot operation; or
      • Any person to serve as a flight engineer during a period of known physical deficiency, or increase in physical deficiency, that would make the flight engineer unable to meet the physical requirements for an unexpired medical certificate.

  3. Limitations Applicable to Both Accommodations
    For the avoidance of doubt, the foregoing accommodations: (1) are temporary accommodations valid until June 30, 2020 only, and are at Starr’s sole discretion; (2) do not affect, replace, change, modify, amend, alter, or expand any of the terms, conditions, or provisions of any Starr insurance policies, slip, or reinsurance agreement, as applicable; (3) do not apply with respect to any individual(s) who is not otherwise in compliance with all other applicable requirements or obligations; (4) pertain to the policyholder’s insurance obligations only, and do not advise on, affect, replace, change, modify, amend, or alter: (i) any rules, recommendations, obligations, or requirements established by the Federal Aviation Administration, its duly constituted equivalent in any other country, or any other organization or entity; or (ii) any other obligation, rule, requirement, law, or regulation applicable to the individual or policyholder, whether based on aircraft registration or otherwise; (5) are each subject to the specific terms, conditions, and language of one or more of the applicable Starr Aviation insurance policy, slip, and reinsurance agreement, as applicable; and (6) are null and void where prohibited by applicable law or regulation. Starr may cease to provide any component or the entirety of either or both accommodations at any time at its sole discretion, and the foregoing shall in no way be deemed a limitation or waiver of any rights Starr may have.