Product Recall

Increasingly stringent enforcement of regulations and the public’s demand for safe products require greater care than ever in today’s global marketplace. Whether it’s a defective component part you purchase, a hazardous product you manufacture, or a false report asserting a product you sell to be unsafe, there are various incidents that can have a significant impact on your companies image and bottom line.

Starr Insurance Companies Product Recall Insurance (PRI) policy is designed to help manufacturers, retailers, importers and distributors of consumer goods and component parts manage threats to their products, brands, reputation and financial sustainability. PRI protects you from a wide range of potential events which could have a devastating impact on your business.

Target Risks

  • Home Appliances and Furniture
  • Kitchen and Cooking Accessories
  • Packaging Manufacturers including Glass and Cans
  • Clothing Apparel and Footwear
  • Jewelry and Fashion Accessories
  • Consumer Electronics and Lighting
  • Sporting and Recreational Equipment
  • Toys and Other Children's Products
  • Communications Equipment
  • Cleaning Products

Coverages Available

  • Insured Event Triggers: Recalls resulting from Product Defect, Malicious Product Tampering, Insured Products Extortion
  • Covered Losses: Crisis Consultant Costs, Business Interruption Expense, Destruction Costs, Insured Product Extortion Costs, Pre- Recall Expenses, Insured’s Product Recall Costs, Redistribution Costs, Rehabilitation Expenses, Replacement Costs, Defense Costs

Additional Coverages Available

  • Customer Loss of Gross Profit or Third-Party Recall Liability
  • Impaired Property Coverage
  • Forensic Accounting and Claims Services
  • Additional endorsements available upon request


  • up tp $25,000,000
  • Primary and Excess capacity available

Self - Insured Retension (SIR)

  • Minimum SIR of $25,000 varies depending on the risk profile
  • Varies depending on the risk profile


  • Worldwide coverage available for U.S. based risks
  • 24/7 Crisis Response Hotline
  • 24/7 access to Starr-retained consultant WorldAware (f/k/a Red24)
  • Pre-incident Consulting Services available by WolrdAware (f/k/a Red24)

Risk Management

  • Dedicated Starr Account Service Manager

Claims Services

  • Internal Claims Department

Coverages described herein are underwritten by Starr Indemnity & Liability Company or Starr Surplus Lines Insurance Company. Starr Insurance Companies is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.