Product Recall

STARR offers Product Recall coverage to help retailers, producers, and distributors protect themselves from the costs of recalling a faulty product.

Increasingly stringent enforcement of regulations and the public’s demand for safe products require greater care than ever in today’s global marketplace. Whether it’s a defective component part you purchase, a hazardous product you manufacture, or a false report asserting a product you sell to be unsafe, there are various incidents that can have a significant impact on your company’s image and bottom line.

Starr Companies Product Recall Insurance (PRI) policy is designed to help manufacturers, retailers, importers and distributors of consumer goods and component parts manage threats to their products, brands, reputation and financial sustainability. PRI protects you from a wide range of potential events which could have a devastating impact on your business.

We create customized accident insurance solutions to offer people protection through a range of distribution channels.

Target Risks
  • Home Appliances and Furniture
  • Kitchen and Cooking Accessories
  • Packaging Manufacturers Including Glass and Cans
  • Clothing Apparel and Footwear
  • Jewelry and Fashion Accessories
  • Consumer Electronics and Lighting
  • Sporting and Recreational Equipment
  • Toys and Other Children's Products
  • Communications Equipment
  • Cleaning Products

Coverages Available

  • Insured Event Triggers: Recalls resulting from Product Defect, Malicious Product Tampering, Insured Products Extortion
  • Covered Losses: Crisis Consultant Costs, Business Interruption Expense, Destruction Costs, Insured Product Extortion Costs, Pre-Recall Expenses, Insured's Product Recall Costs Redistribution Costs, Rehabilitation Expenses, Replacement Costs, Defense Costs

Additional Coverages Available

  • Customer Loss of Gross Profit or Third-Party Recall Liability
  • Impaired Property Coverage
  • Forensic Accounting and Claims Services
  • Additional endorsements available upon request


  • Up to $25,000,000
  • Primary and Excess capacity available

Self-Insured Retention (SIR)

  • Minimum SIR of $25,000
  • Varies depending on the risk profile


  • Worldwide coverage available for U.S. based risks
  • 24/7 Crisis Response Hotline
  • 24/7 access to Starr-retained consultant Red24
  • Pre-incident Consulting Services available by Red24

Risk Management

  • Dedicated Starr Account Service Manager

Claims Services

  • Internal Claims Department


Coverages described herin are underwritten by Starr Indemnity & Liability Company or Starr Surplus Lines Insurance

The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes and does not provide any guidance regarding coverage that may or may not be available under this policy as respects any claim. Any Policy issued by Starr Companies will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact the insurance professional above.