Site Pollution

In their efforts to meet environmental compliance and regulatory requirements, companies everywhere are facing a whole new level of risk. That is why Starr Insurance Companies has developed a broad range of liability products to insure all types of companies against adverse impact due to environmental incidents and liabilities.

Our Site Pollution Liability policy offers broad, flexible and comprehensive environmental liability insurance for owners and operators of properties on a claims-made policy form. The policy is designed to respond to environmental liabilities resulting from pollution incidents at, under or emanating from your property.

Target Risks

  • Manufacturing
  • Industrial
  • Bulk Storage
  • Waste Management
  • Recycling
  • Warehousing / Tolling
  • Commercial
  • Real Estate Portfolios
  • Hospitality
  • Schools and Universities

Highlights

  • policy period of up
  • Up to $25,000,000 limit available
  • Coverage available for U.S. companies with international operations
  • Coverage offered in support of mergers, acquisitions, property divestures

Coverage Available

  • Coverage offered on a claims-made basis
  • Coverage trigger: pollution incident at, on or emanating from your site
  • Covered loss: On-Site Cleanup, Off-Site Cleanup, Third-Party Bodily Injury and Third-Party Property Damage
  • Unknown Pre-Existing and New Conditions Coverage available
  • Coverage for Natural Resource Damage and Restoration Costs
  • Coverage available for third-party claims arising from:
    • Mold
    • Accidental disturbance of asbestos or lead based paints
    • Industrial and academic sourced radioactive materials
  • Automatic three month Extended Reporting Period, optional Extended Reporting Period of up to four years
  • Optional Transportation Pollution Liability Coverage
  • Optional Covered Operations Pollution Liability Coverage
  • Optional Business Interruption Coverage
  • Optional Emergency Response Cost Coverage
  • Optional Non-owned Location Coverage
  • Optional Waste Disposal Site Coverage

Coverages described herein are underwritten by Starr Indemnity & Liability Company or Starr Surplus Lines Insurance Company. Starr Insurance Companies is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.