Cyber Risk

• Commercial enterprises including public, private and nonprofit entities

• Media Content Liability – Pay to defend in the case of liability arising from alleged trademark infringement, copyright infringement, defamation, false light, product disparagement and other types of content related issues
• PCI-DSS Assessment Coverage – Pay for loss arising from claims for non-compliance with PCI Data Security Standards
• Contingent Business Income Loss – Reimburse for loss of income after a material business interruption caused by a security failure of any entity that you depend on to conduct business other than a third-party computer system provider
• System Failure Coverage – Expands the cause of a material interruption to include other unintentional failures
• Cyber Crime – Reimbursement for the loss of the organization’s funds sustained from a network security failure or fraudulent impersonation
• Contingent Bodily Injury / Property Damage – Provides contingent coverage in the event that a network security failure or privacy incident result in physical injury or property damage

• Incident Response Expenses – Pay the expenses sustained by your organization to:
• Contain a network security failure or privacy incident
• Retain legal counsel, forensic investigators, and public relations professionals to help determine your responsibilities
• Notify affected people and provide identity theft assistance
• Security & Privacy Liability – Pay to defend you in the event of:
• Class actions by customers whose personal information has been compromised
• Regulators bringing investigations for violating a law relating to these types of incidents
• Business Interruption – Reimburse the loss of income for interruption or suspension of business
• Data Recovery – Reimburse the costs to restore, recreate or recollect lost electronic data
• Cyber Extortion – Reimburse payouts made in exchange for eliminating a threat or demand made against your .

• Minimum $5,000

• Bespoke customizable coverage – highly adaptable program which includes manuscript endorsements
• Available on Admitted or Non-Admitted basis
• Can be packaged with Technology Errors & Omissions Coverage
• Responds on a discovery basis - no retroactive date; will maintain continuity dates of prior coverage
• Knowledge limited to executive officers
• Rogue employee carve-back
• Coverage for third-party computer services providers, information handlers and contingent business partners
• Cyber Terrorism Coverage
• Impacted Individuals Limit with Supplementary Incident Response Expenses
• Initial Incident Response Expenses
• Regulatory Proceedings Coverage to contemplate – GDPR, CCPA and other similar regulation
• Wrongful Collection extension
• Reputational Loss Coverage
• Non-Physical Damage Loss of Use (Bricking) Coverage
• Voluntary Shutdown for Business Interruption extension
• Betterment carve-back either to minimize loss or due to electronic data or equipment being unavailable
• Contingent Bodily Injury Coverage
• Invoice Manipulation Coverage
• Crypto-jacking Coverage
• Workplace Violence Coverage

• Up to $25,000,000 - primary or excess limits
• Shared or separate limits available

eRisk Hub*

• Legal consultation with a pre-qualified attorney following an incident
• Incident Roadmap to assist in planning a network or data breach incident response
• Access to pre-qualified industry experts in pre-breach and post-breach disciplines
• Risk management tools, including policies and procedures, training, cyber-risk assessments, loss calculator, breach notification guides and research tools
• Access to news on major breach events, best practices articles, white papers, webinar training events, risk management events, and security and privacy blogs

Rapid7

• Opportunity to access a complimentary external network vulnerability scan of up to 50 IP addresses
• Provides a report of threat exposures and criteria for risk prioritization to facilitate timely mitigation of risk to ensure assets are protected
• Vulnerability scans are powered by insightVM, Rapid7’s bestin-class vulnerability platform technology
• 30-minute scan readout to review the following reports: Executive Summary, Top 25 Remediation Report, CVA Output, Technical Details and Remediation Plan