Workplace Violence Response
Starr’s Workplace & Political Violence Response Policy provides comprehensive first- and third-party coverage for security related events including workplace violence, political violence, and terrorism. This coverage is backed by critical consulting services after a covered event, including crisis counseling, medical care, public relations, and security advisory support.
Limits
- Policy Aggregate limits of up to $10M
- Sub-limits will be applied to various sections and/or elements of loss depending on the Policy Aggregate limit and the characteristics of the risk
Supplemental Services
- Starr identifies best-in-class consultants and organizations to provide services that supplement our policies. Our Workplace & Political Violence Response offering is provided with services from NYA International, a global risk and crisis management consultancy and Abernathy Macgregor, a strategic communications firm.
Target Risks
- Commercial Real Estate
- Food and Beverage Manufacturers
- Hospitality, including Restaurants and Hotels
- Manufacturing
- Retail and Wholesale
Additional Coverages Available
- The following perils can be added to the policy for 1st party Property Damage and 3rd party Liability:
- Political Violence (Strikes, Riots, Civil Commotion)
- Terrorism (non-certified)
- Cyber (Liability only)
- Extortion
- Security Failures
- Data Breach
Coverages Available
- Workplace Violence Expense
- Reimburses expenses resulting from any workplace violence incident involving an insured person
- Reimbursed expenses include, but are not limited to: workplace violence and stalking threat expenses (including security consultants / guards, public relations consultant, counseling seminars, salaries, medical benefits, etc.), business interruption loss, temporary business relocation, loss of life benefit, and defense costs
- Crisis Response Expenses
- Reimburses crisis response and/or crisis management costs that are a result of Bodily Injury, Property Damage, or Imminent Injury arising out of a crisis event
- Reimbursed crisis response and management costs include, but are not limited to: crisis transportation expenses, crisis psychology expenses, funeral expenses, expenses incurred to secure the scene of a crisis event, threat expenses.
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