Environmental Package – Contractors/Consultants

Environmental Package – Contractors/Consultants

• Abatement - mold, lead, asbestos, PCB
• Storage Tank Installation, Maintenance or Removal
• Emergency Response
• Groundwater / Soil Sampling
• Drilling Contractors (samples for contamination)
• Barrier / Liner Construction & Installation
• Fire & Water Restoration
• Landfill Construction / Expansion / Capping
• Wetlands Restoration and Construction
• Industrial Contractors (certain classes)

Environmental Consulting Activities

• Asbestos / Lead / Mold Assessment, Remedial Design & Monitoring
• Indoor Air Quality Testing
• Phase I / II / III Environmental Site Assessments
• Wastewater Treatment Consulting
• Regulatory Consulting, Permitting & Compliance Audits
• Environmental Health & Safety Training and Consulting
• Environmental Lab Analysis
• Storage Tank System Design & Testing

• General Liability
  • ISO-based coverage forms
  • Offered on both occurrence and claims-made basis
  • Flexible coverage including extensions for Employee Benefits, and many others
  • General Liability available for environmental contractors and consultants
• Contractor Pollution Liability
  • Available on either occurrence or claims-made forms
  • Coverage trigger: pollution incident resulting from work performed by you or on your behalf
  • Covered loss: Cleanup Costs, Third-Party Bodily Injury and Third-Party Property Damage Completed Operations Coverage
• Professional Liability
  • Coverage offered on claims-made basis
  • Coverage trigger: damages resulting due to a breach of professional duty arising from the performance of professional services
  • Bodily Injury and Property Damage resulting from a pollution incident
• Transportation Pollution Liability
  • Coverage offered as an extension to either a Contractor Pollution Liability policy or Site Pollution Liability policy
  • Covered loss: Cleanup Costs, Third-Party Bodily Injury and Third-Party Property Damage resulting from a pollution incident
• Site Pollution Liability
  • Coverage offered on claims-made basis
  • Covered loss: On-Site Cleanup, Off-Site Cleanup, Third-Party Bodily Injury and Third-Party Property Damage resulting from a pollution incident
  • Unknown Pre-Existing and New Conditions Coverage available
  • Optional Covered Operation Pollution Liability Coverage
  • Optional Emergency Response Cost Coverage
• Commercial Auto Liability
  • Liability & Physical Damage Coverage
  • Occurrence Form
  • Auto Liability will be written as a supported line to the General Liability / Pollution Combined form package
• Workers’ Compensation
  • Statutory
  • Minimum premium: $100,000
  • Employers Liability up to $1,000,000
• Excess Liability
  • Limits available up to $25,000,000 both in a supported and unsupported basis (no unsupported lead excess available)

• Multi-year policy terms available for Site Pollution Liability and for project specific Contractors Pollution Liability policies
• Monoline High Excess Liability offered over combined form programs (minimum attachment point is $10M)
• Minimum premium for General Liability / Pollution is $50,000